A personal injury claim can help you recover compensation after an accident, but only if it’s handled carefully. One wrong step can hurt your chances of getting a fair payout—or worse, stop your case from moving forward at all. Texas law can be strict when it comes to deadlines, statements, and evidence, and insurance companies are quick to use mistakes against you.
Let’s cover five common mistakes that can damage your personal injury claim and how to avoid them.
Delaying Medical Treatment After the Accident
After an accident, getting immediate medical care is one of the most important things you can do. In Texas, if you wait too long to see a doctor, the insurance company may argue that your injuries aren’t serious. They might even claim that something else caused your pain.
Even if you feel fine, some injuries take time to show symptoms. A prompt medical exam not only protects your health—it also creates a clear record that links your injury to the accident. Always follow your doctor’s instructions and attend follow-up appointments, as gaps in treatment may raise doubts about your claim.
Giving a Recorded Statement to the Insurance Company
You are not legally required to give a recorded statement to the other party’s insurance company. Whatever you say can be used later to reduce or deny your claim. Adjusters may try to twist your words, question your memory, or suggest that you were partly to blame.
It’s best to speak with a personal injury lawyer before talking to the insurance company. A short call with legal guidance can protect your rights and keep your claim on track.
Sharing Accident Details on Social Media
Many people share life updates online, but after an accident, social media can work against you. Texas courts allow online posts, comments, photos, and videos as evidence. Insurance companies and defense lawyers often check social platforms to look for signs that your injury is not as serious as you claim.
Even a simple check-in or photo can be misinterpreted. It’s safer to stay off social media—or make your profiles private—until your case is resolved.
Missing the Deadline to File Your Claim
Every state has a time limit for filing a personal injury lawsuit. In Texas, the statute of limitations is two years from the date of the accident. If you miss this deadline, your case will likely be dismissed, no matter how strong your evidence is.
Waiting too long can also make it harder to collect records, speak to witnesses, or prove how the injury affected your life. Filing on time protects your legal options and helps your lawyer build a strong case.
Accepting a Quick Settlement Without Legal Advice
Insurance companies often offer fast settlements to close cases early. These offers may seem helpful, especially when you’re facing medical bills or lost income. But accepting a low payout before knowing the full impact of your injuries can be a costly mistake.
Once you sign a release, you give up the right to ask for more money—even if your condition gets worse later. Speaking with a personal injury lawyer before signing anything can help you understand the true value of your claim.
A personal injury claim should give you the support you need after an accident. Avoiding these common mistakes gives your case a better chance of success and protects the compensation you deserve. If you’ve been injured and have questions about your next steps, it’s worth speaking to an attorney who can guide you through the process.
Injured in an accident? Protect your rights with the Law Office of Dan Moore! We’ll help you understand your options, avoid costly errors, and fight for the recovery you need to move forward. Contact us today for a free consultation.
